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Bank Statement Charge Codes Explained

Plain-English guides to the codes and merchant names on your bank statement — what each charge is, and how to check it line by line.

What Is InstaMed on My Bank Statement? Explained

INSTAMED PAY on your statement is a medical bill paid through InstaMed, owned by J.P. Morgan. When it is normal and when to worry.

Nov 10, 2026BankStatementSheetsBankStatementSheets

What Is VIOC on My Bank Statement? Valvoline Charge

VIOC stands for Valvoline Instant Oil Change. Why the abbreviation appears, when a charge is a duplicate, and how to check. Charges run $40 to $120.

Nov 10, 2026BankStatementSheetsBankStatementSheets

What Is DELUXE BUS SYS on My Bank Statement?

DELUXE BUS SYS is Deluxe Corporation, the check printer. The charge means someone ordered checks or deposit slips. How to verify it.

Nov 10, 2026BankStatementSheetsBankStatementSheets

What Is COMENITY PAY on My Bank Statement?

COMENITY PAY is a payment toward a store credit card. How to identify which card it belongs to and spot a double payment. Covers dozens of retail cards.

Nov 10, 2026BankStatementSheetsBankStatementSheets

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